Broker Check
Mahalene Dulay

Mahalene Dulay

Founder, CEO, Wealth Advisor


My story started before I was born.  I am the proud daughter of Filipino immigrants; my parents came to the U.S. in hopes of achieving "The American Dream".  They faced discrimination and had to assimilate in order to fit in the neighborhood I grew up in.  Despite their hardships, I watched them start with little to their names to becoming successful business owners.  Though they worked hard to create the life they wanted, my parents did it all on their own without much financial guidance.  The stress of having to figure it out themselves inspired me to take my own journey of entrepreneurship and help others thrive in the lives they envisioned.  


I graduated from the University of San Diego with a degree in Business Administration/Finance, then started my career as a wealth advisor with a larger firm in San Diego.  As a female advisor of color, I had my own set of challenges for not looking like my white, male colleagues.  Nonetheless, I built a successful business and realized that in order to give other women of color representation in the money space that has for so long overlooked them, I took a leap of faith and opened my own firm in 2018.  Thus, Modern Wealth Collective® was born.

My clients come from different walks of life, but where my passion lies is helping women+ of color, moms and small business owners build financial confidence and success.  It's an honor to work with clients for the long-term and see their life story evolve throughout the years.


I believe that it’s achievable to create a successful business that aligns in harmony with my values and vision.  When I'm not in the office, I dedicate my time to organizations and initiatives that serve to make a positive impact in financial education, the environment and women+'s rights. 

Of course, life is also about having fun!  I love being outdoors in nature as often as I can, whether that's hiking or hanging at the beach.  I'm a "Game of Thrones" and "Bridgerton" fan, love cozying up to a good book or podcast, eating my way through my travels, exploring new things and having dance parties wherever I go.

As a working mom of three (five if you include my dogs, Guiness and Arya), I understand the challenges of having to “balance it all” between family, business and community service. I strive to live my life with purpose, be present, and more importantly, give myself grace.  Motherhood is not easy, but having a supportive family and network of friends is a great reminder that time is my most valuable asset. 

Thanks for being here and I look forward to working with you!